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- At the time of purchase once the merchant confirms your shipment, you will only be charged for the first payment. The remaining balance will be held on your credit card until the final payment is made. After each monthly payment, the amount held on from your available balance will be reduced to the new remaining balance (the held amount might appear as “pending”). If you are using a debit card, the entire amount will be held on your card as a temporary hold, and released within five business days. Debit cards may be limited by number of permitted installments or purchase total.
- To be eligible, you must own a VISA or MasterCard credit or debit card and have the entire amount of your purchase available on your card.
- Splitit will not charge you interest or fees. Other charges may apply from your credit or debit card issuer.